Financial Journey Partners in San Jose, California

We believe every journey needs a plan.

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We want to be your partner on your financial journey!

We are a team of three experienced advisors, with five additional team members dedicated to providing the best experience we can for our clients. We have chosen a more independent route, not part of a bank, mutual fund or insurance company, so we can put the needs of our clients first.

We believe in providing comprehensive financial planning for our clients, using software from eMoney Advisor, who we believe is a leader in the industry. Clients have a portal with single sign on where they can see in one place their bank balances, investment accounts, monthly statements, financial planning and much more. Our goal is to use the great technology in the industry to provide the best experience we can for our clients.

Start your journey with us today. Use this link to "Start Your Journey", or with the button above. You can also use this link to complete a Risk Free Analysis to help us work with you to design a portfolio based on your needs.

How do we help our clients?

We start by understanding the goals of our clients. Then we create and implement a comprehensive financial plan that is unique to them.

What is active management of investments?

We add more equities in strong markets and become more defensive in weak markets.

Are the advisors Fiduciaries?

Yes. Elaine Manley, Scott Manley and Linda Tjiputra are Fiduciaries. We are ethically bound to act in our client's best interest.

Who is an ideal client?

We partner long-term with higher income individuals and families accumulating assets as well as those at or near retirement, managing their investments based on their financial plan.

Why is our office design unique?

We provide an optimal experience based on client needs. We have a Café, Living Room and offices designed for their comfort. Explore our unique office design for yourself.

What do we expect from our clients?

We expect our clients to be engaged in the financial planning process and implement the agreed upon action items. They work with us in a courteous and respectful way and we do the same with them.

Mastering the Financial Journey Partners Client Portal

Join Financial Journey Partners to master our Client Portal. All client skill levels are welcome. We'll cover the basics and the latest enhancements in our Lunch and Learn Seminar on January 30.

Learn More and RSVP

Social Security Seminar

Join us for this exclusive Social Security Seminar with special Guest Speaker, Jennifer Taboada, Vice President at BlackRock. We will cover common Social Security questions on Tuesday, February 11.

Learn More and RSVP

Save the Dates for Upcoming Events in 2020!

We're ready for a fun and educational year ahead in 2020! Save the dates for our early events!

Check in with your advisor with your interest and watch your email for specifics!

See Our Event Calendar

Time to Review Your Retirement Plan Contribution

It's a new year! Did you know your retirement plan contribution limits are changing in 2020?

The IRS announced that the maximum contribution limits are rising in 2020 for some retirement accounts.

Traditional IRA annual maximum contribution limit stays at $6,000.
401k annual maximum contribution limit increases from $19,000 to $19,500.
The Catch-up Provision for people 50 and over is $1,000 for IRAs and $6,500 for 401ks and other employer plans.
The annual income limits to be eligible to contribute pretax to a Traditional IRA and post-tax to a Roth IRA also changed.

Download our Retirement Plan Contribution Chart and contact your advisor to discuss.

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Why is the Stock Market Going Up at the End of 2019?

What factors are contributing to the recent stock market rally at the end of 2019? Could it be increasing earnings of US companies, growth in the US GDP, political factors or actions by the Federal Reserve?

Our latest blog post takes a look at these factors to see which ones may be contributing to the rally.

Read Latest Blog Post

Client Appreciation Party!

Thank you to all that joined us for a fun night at the Clos LaChance Winery in San Martin, for our Client Appreciation Party!

We hope you enjoyed yourselves as much as we did! Our professional photos are now available!

We really enjoy being your partner on your financial journey.

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49er Game Home Opener with Clients!

Thanks to our Financial Journey Partners clients who joined us for an exciting home opener 49er game and thrilling victory over the Steelers!

The tailgate party set the stage for a winning day! 🏈

View Photos

Our Services

At Financial Journey Partners, we see ourselves as your long term partner as you travel through each and every financial decision you make in your life, from college planning to retirement planning. Along the way, no experience is too small to be worthy of consideration, whether it is deciding to buy or lease a car or which job offer to accept.

Depending upon your place in your journey, our work together may entail guiding you through some or all of the following experiences.

Financial Planning

Financial Goal Setting
Cash Flow Analysis
Retirement Savings Planning
Retirement Income Planning
Education Funding
Life Insurance Analysis
Planning for Long Term Care
Estate Planning

Active Management of Investments

Risk Tolerance Analysis
Asset Allocation
Selection of Investments
Protecting Principal

Products and Services

Personal Retirement Accounts
Non-retirement Accounts
Life Insurance
Long Term Care Insurance

Financial Journey Partners Client Portal

Set up your own personalized website to view your investment accounts, access your brokerage statements and track your spending all on one site. Learn more about the exciting features and benefits we have available for our clients.

View Introduction Video

Clients of Financial Journey Partners have access to a personal financial website that allows them to manage their financial accounts, budgets and plans as well as utilize the secure vault to organize important documents and share with trusted partners.

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View Security Video

Cyber security a top priority for Financial Journey Partners and that’s why we employ advanced security protocols on your personal financial website to safeguard your information and provide a reliable tool our clients can trust.

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