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We are a team of three experienced advisors, with five additional team members dedicated to providing the best experience we can for our clients. We have chosen a more independent route, not part of a bank, mutual fund or insurance company, so we can put the needs of our clients first.
We believe in providing comprehensive financial planning for our clients, using software from eMoney Advisor, who we believe is a leader in the industry. Clients have a portal with single sign on where they can see in one place their bank balances, investment accounts, monthly statements, financial planning and much more. Our goal is to use the great technology in the industry to provide the best experience we can for our clients.
After a thorough evaluation, we chose to use Fidelity Clearing & Custody as our custodian. That means that client accounts that we manage are located at Fidelity. We selected Mutual Advisors as our Registered Investment Advisor (RIA) firm. They support independent advisor teams such as ours, by providing technology integration, regulatory and compliance services.
Every detail of our new office was designed to provide an optimal experience for our clients. We included a Cafe and an area we call The Living Room. Use this link to learn more about our office design and why it is unique.
Start your journey with us today. Use this link to "Start Your Journey", or with the button above. You can also use this link to complete a Risk Free Analysis to help us work with you to design a portfolio based on your needs.
We look forward to working with you!
Elaine, Scott and Linda
The IRS announced that the maximum contribution limits are rising in 2019 for some retirement accounts. A few of the highlights include:
- Traditional IR annual maximum contribution limit increases from $5,500 to $6,000.- 401k annual maximum contribution limit increases from $18,500 to $19,000.- The Catch-up Provision for people 50 and over remains at $1,000.- The annual income limits to be eligible to contribute pretax to a Traditional IRA and post-tax to a Roth IRA also changed.
There are more details about these changes in the chart you can download here.
Retirement Plan Contribution Chart
On December 13, 2018, Elaine and Scott attended the Chapman Economic Forecast in Southern California, Chapman University has been preparing an economic forecast for the US, California and Orange County for over 50 years. Our key takeaways included the Tax Cuts and Job Act of 2017 increased US GDP a little more than they expected in 2018. They expect US GDP to continue to grow though 2019, meaning they do not expect a recession to begin in the US in 2019. But they do see a slowing in residential real estate as mortgage interest rates continue to rise.
On August 25, 2018, we had the Grand Opening Celebration for our new office. You can view the photos on our website on the Events, Past Events page, or at the link below.
Our new address is 101 Metro Drive, Suite 264, San Jose, CA 95110.
Our direct phone numbers (408-963-XXXX) are the same, but our emails have changed. They are listed with our contact information below. Or you can call our office at 408-963-2858.
At Financial Journey Partners, we see ourselves as your long term partner as you travel through each and every financial decision you make in your life, from college planning to retirement planning. Along the way, no experience is too small to be worthy of consideration, whether it is how to lease a car or which job offer to accept.
Depending upon your place in your journey, our work together may entail guiding you through some or all of the following experiences:
Set up your own personalized website to view your investment accounts, access your brokerage statements and track your spending all on one site. Learn more about the exciting features and benefits we have available for our clients.
We will use this new software to do interactive financial planning with clients. Also included is a personal financial website for our clients with lots of exciting new features. The security of your data is very important to us. See the video below for more details.
See your advisor and they will help you set up your new personal financial website.
Founder and Financial Advisor
Client Services Associate
Marketing Events Manager
Financial Planning Analyst