Broker Check

Financial Planning Prework

When starting the financial planning process, we recommend you have available the following information for the meeting with your Wealth Manager:

Income and Expenses

  • Paystubs - most recent paystub or earnings statements
  • Expenses - amount spent on expenses each month
    If you prefer to use a spreadsheet, please complete this Expenses Worksheet and email it to us prior to the meeting

Financial Statements

  • Financial Accounts - statements for all your financial accounts, including retirement accounts such as 401(k)s and the list of investments available in the 401(k) plan
  • Bank Accounts - statements for all your bank accounts, including due dates for CDs
  • Credit Cards - statements for credit cards not paid off in the previous month
  • Pension Statements - information on pension amounts at retirement and the cost of living adjustment (COLA)
  • Mortgage Statement - showing dollar amount remaining on the loan, interest rate, monthly payment and years remaining on the loan

Taxes, Policies and Benefits

  • Tax return - for the most recent year
  • Life Insurance Policies - original policy for term life insurance and the most recent annual statement for permanent life insurance policies with a cash value
  • Social Security Statements - if you do not have a recent statement, you can get one from the Social Security Administration website.
  • Employer Benefits - statements or handbook detailing the employer benefits

All investments carry some uncertainty, but the biggest is not taking the time to assess the level of risk you can tolerate and the approach you want to take.

Consider Your Perspective on Risk

What is your risk tolerance style? 

Would you climb straight up a steep mountain without a harness or maybe take a more indirect but slower route? One may be faster but not without some risk. Investing has a lot in common with climbing a mountain.

See our video and explore your style of risk tolerance.

Complete Your Risk Tolerance Survey

Let’s understand your risk tolerance by answering the questions in our risk assessment survey below:

Before meeting we like to start by understanding your goals then we create and implement a comprehensive financial plan that is unique to you. Your financial plan starts with just a few questions to begin the conversation.   

Let's Get Started

Complete the basic survey below to start your introductory consultation: