Insights Newsletter
Access the latest news, events, articles, announcements and past newsletter archives
Upcoming Events
Register for our upcoming events and invite your family and friends to join in!
Timely Financial Topics
Read our blog articles on timely wealth management topics and areas of interest
Contact Our Team
Contact your Wealth Manager or anyone on the FJP team. We love hearing from you!
The 2026 FJP Photo Contest is Live!
The FJP 2026 Photo Contest is back! This year's theme is "Capture Your Life in Pictures," and we can't wait to see what you capture! Enter photos in one of three categories: Nature, Animals, and Other, and be sure to include your story when you submit. Simply send your photos and stories to Arielle and enter as often as you like between Memorial Day and Labor Day. Voting will take place in September and winners will be announced at our Client Party on Tuesday, October 13th.
Charitable Giving Using a Donor-Advised Fund
This month's blog is all about giving smarter. Many of our clients give generously year after year, but charitable giving, like any part of a financial plan, works better with a strategy behind it. We explore how a Donor Advised Fund can bring more structure, flexibility, and tax efficiency to your giving, and we sat down with Christine Lim-Beasley, Vice President and Charitable Planning Consultant at Fidelity Charitable®, to show you exactly how it works. The full recording of our May 1st webinar can be found at the bottom of the article.
Is the U.S. Economy Strong? Here Is Our Personal Story
American consumers are spending at high levels, quarter after quarter, and it is one of the biggest reasons the U.S. stock market has remained resilient through tariffs, geopolitical uncertainty, and a turbulent news cycle. In this month's blog, We dig into the latest consumer spending and unemployment data, then share a personal story from a recent trip to Orlando that offers a candid, ground-level view of the American economy in 2026.
Going Strong into Year Three!✨
On February 12th, we celebrated our 3rd Annual FJP Women's Luncheon — and the energy in the room said it all. This is a group of women who are intentional about how they spend their time: staying active, pursuing their interests, and doing it alongside a community that shares the same goals.
Together, the ladies planned their 2026 calendar, and there is truly something for everyone:
March 20 – Almaden Quicksilver Lake Walk
April – Line Dancing
May – Pickleball
June – Villa Montalvo Trail Loop Walk
September – McClellan Ranch Loop Walk
October – Alum Rock Park Walk
November – PaintNite
December – Cooking Class
Note: Specific event dates may change due to organizer's schedule.
To view Women's Group events or browse photos from past gatherings, visit our Women's Group webpage.
We warmly invite all our women clients to get involved — whether you're local to Northern California or joining us from across the country. Our FJP Women's Group Zoom Book Club is open to all. The next meeting is Wednesday, April 8, 2026, where members will discuss The Richest Woman in America.
To join any event or learn more, contact Katherine at 408-963-2858 or katherine@financialjourney.com. We'd love to have you along as we all Enjoy the Journey together.
A password protected environment has been formed for members only and with their permission. Contact Arielle for PIN to access.
FJP Fraud & Scam Protection Resources
We've added a new Fraud & Scam Protection Resources section to your client portal. As these incidents continue to impact more Americans every day, staying informed and staying ahead matters more than ever. Everything we've covered in our newsletters, and everything we'll add going forward, is now in one place, ready to revisit or share with family and friends.
FJP Adventure from New England to Montreal!
We had so much fun in Alaska with our clients and friends that we have decided to start planning our next FJP Adventure! We are going to see the beautiful New England and Canadian fall colors, sailing on the luxurious Oceania Cruises. The ship for this journey is the beautiful Oceania Vista. Introduced in 2023, the Vista is the newest ship from Oceania. It holds 1,200 passengers and is the ideal size for this cruise and itinerary. Many of our clients have booked their cabins and there are still plenty of cabins remaining.
The itinerary is as follows:
Sample Itinerary
Sept 29 - Depart Boston, Massachusetts
Sept 30 - Portland, Maine
Oct 1 - Saint John (Bay of Fundy), New Brunswick
Oct 2 - Halifax, New Brunswick
Oct 3 - Sydney, Nova Scotia
Oct 4 - Charlottetown, Prince Edward Island
Oct 5 - At Sea
Oct 6 - Havre Saint Pierre, Quebec
Oct 7 - Sept-Iles, Quebec
Oct 8 - Baie-Comeau, Canada
Oct 9 - Quebec City, Quebec
Oct 10 - Montreal, Canada --Disembark
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Once again, Jeff Rupert-who took such good care of us on the Alaska trip-will be our travel advisor. Contact Jeff if you have questions about the New England Fall Colors Cruise.
You can reach Jeff by phone at 650-245-9614 or by email at jrupert@hmbcruises.com
When calling, remember he is in the Eastern time zone. And that Oceania has not yet provided full details about this sailing.
🎉FJP 2025 Client Appreciation Party! 🎉
Thank you to everyone who came to our Client Appreciation Party at San Jose Social Club in downtown San Jose! We had such a great time with all of you! We also had a chance to launched our third book, Enjoy the Journey, Building Wealth and share it with al of you! Thank you to all of our clients who shared their stories and came for the book signing!
📸 FJP 2025 Photo Contest! 📸
Thank you to everyone who participated in the 2025 Photo Contest! We received 300+ photos, it was difficult to choose from so many great shots! We now have all of the submissions showcased on the TV in our office for our clients, vendors, visitors and team to enjoy all year round!
Charitable Giving Using a Donor-Advised Fund
You give because it matters. But are you giving as efficiently as you could be? This month, we break down the Donor Advised Fund, a smarter way to give that can simplify your taxes, grow your charitable dollars, and bring more intention to your generosity. Whether you're supporting a handful of causes or many, a DAF could change how you think about giving altogether.
Is the U.S. Economy Strong?
Is the U.S. economy strong in 2026? Despite tariffs and geopolitical uncertainty, consumer spending continues to climb, driving record corporate profits and a resilient stock market. In this month's blog, we look at the latest consumer spending and credit card debt data, and share a personal story that offers one surprising peek into just how much Americans are spending right now.
FJP Investment Process
The conflict in Iran, ongoing geopolitical tensions, and shifting economic conditions have created no shortage of uncertainty. With client calls and questions coming in, we want to take this moment to share a closer look at the investment process we use every day to manage your portfolio — from investment selection and risk assessment to the rigorous back-testing and scenario modeling behind every decision we make on your behalf.
Tax Changes Coming in 2026
The OBBB Act reshapes 2026 taxes with higher standard deductions, increased retirement limits, and new breaks on tips, overtime, and car interest. With so many moving parts, knowing what's changing could help you avoid costly surprises.