Financial Journey Partners in San Jose, California

We believe every journey needs a plan.

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We want to be your partner on your financial journey!

We are a team of three experienced advisors, with five additional team members dedicated to providing the best experience we can for our clients. We have chosen a more independent route, not part of a bank, mutual fund or insurance company, so we can put the needs of our clients first.

We believe in providing comprehensive financial planning for our clients, using software from eMoney Advisor, who we believe is a leader in the industry. Clients have a portal with single sign on where they can see in one place their bank balances, investment accounts, monthly statements, financial planning and much more. Our goal is to use the great technology in the industry to provide the best experience we can for our clients.

Start your journey with us today. Use this link to "Start Your Journey", or with the button above. You can also use this link to complete a Risk Free Analysis to help us work with you to design a portfolio based on your needs.

How do we help our clients?

We start by understanding the goals of our clients. Then we create and implement a comprehensive financial plan that is unique to them.

What is active management of investments?

We add more equities in strong markets and become more defensive in weak markets.

Are the advisors Fiduciaries?

Yes. Elaine Manley, Scott Manley and Linda Tjiputra are Fiduciaries. We are ethically bound to act in our client's best interest.

Who is an ideal client?

We partner long-term with higher income individuals and families accumulating assets as well as those at or near retirement, managing their investments based on their financial plan.

Why is our office design unique?

We provide an optimal experience based on client needs. We have a Café, Living Room and offices designed for their comfort. Explore our unique office design for yourself.

What do we expect from our clients?

We expect our clients to be engaged in the financial planning process and implement the agreed upon action items. They work with us in a courteous and respectful way and we do the same with them.

Client Appreciation Party!

Thank you to all that joined us for a fun night at the Clos LaChance Winery in San Martin, for our Client Appreciation Party!

We hope you enjoyed yourselves as much as we did! Our professional photos are now available!

We really enjoy being your partner on your financial journey.

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2019 Photo Contest Winners Announced!

Thank you for sharing your individual summer journeys as part of our 2019 Summer Photo Contest! Your experiences are inspiring!

We are excited to share the winners with you!

View our Photo Contest Winners for Travel, Hobbies and Family!

Thank you for your fantastic response to our photo contest! Keep enjoying the journey!

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Elaine, Scott and Linda Attend Conference in San Francisco

On September 19, 2019, Elaine, Scott and Linda attended a workshop in San Francisco put on by Fidelity on the topic of Elevating the Client Experience.

We gained many insights about holding educational and fun events, improving the quality of client communications, and delivering customized online experiences.

What suggestions do you have for us about making your experience with us better?

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49er Game Home Opener with Clients!

Thanks to our Financial Journey Partners clients who joined us for an exciting home opener 49er game and thrilling victory over the Steelers!

The tailgate party set the stage for a winning day! 🏈

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Retirement Plan Contribution Limits Change in 2019

The IRS announced that the maximum contribution limits are rising in 2019 for some retirement accounts. A few of the highlights include:

- Traditional IRA annual maximum contribution limit increases from $5,500 to $6,000.
- 401k annual maximum contribution limit increases from $18,500 to $19,000.
- The Catch-up Provision for people 50 and over is $1,000 for IRAs and $6,000 for 401ks and other employer plans.
- The annual income limits to be eligible to contribute pretax to a Traditional IRA and post-tax to a Roth IRA also changed.

There are more details about these changes in the chart you can download here.

Retirement Plan Contribution Chart

Our Services

At Financial Journey Partners, we see ourselves as your long term partner as you travel through each and every financial decision you make in your life, from college planning to retirement planning. Along the way, no experience is too small to be worthy of consideration, whether it is how to lease a car or which job offer to accept.

Depending upon your place in your journey, our work together may entail guiding you through some or all of the following experiences.

Financial Planning

Financial Goal Setting
Cash Flow Analysis
Retirement Savings Planning
Retirement Income Planning
Education Funding
Life Insurance Analysis
Planning for Long Term Care
Estate Planning

Active Management of Investments

Risk Tolerance Analysis
Asset Allocation
Selection of Investments
Protecting Principal

Products and Services

Personal Retirement Accounts
Non-retirement Accounts
Life Insurance
Long Term Care Insurance

Financial Journey Partners Client Portal

Set up your own personalized website to view your investment accounts, access your brokerage statements and track your spending all on one site. Learn more about the exciting features and benefits we have available for our clients.

View Introduction Video

We will use this new software to do interactive financial planning with clients. Also included is a personal financial website for our clients with lots of exciting new features. The security of your data is very important to us. See the video below for more details.

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